Additional Services

Additional services offered through CIV Consulting, LLC

Merchant Processing:

Our business approach is simple; provide a great service at the lowest price. Valor Merchant Services is owned by Angela Trippe who is committed to helping members run their business better. Since 2010, Valor Merchant Services has been providing unparalleled personal support, seamless technology, and the lowest rates in the industry!

  • 100% U.S. Customer Support

    We believe in old fashioned customer service plain and simple. Our members receive 100% U.S.-based customer and technical support with live bodies trained and ready to help 24-hours a day.

  • No fine print and no monthly minimums

    We fully disclose all fees and costs upfront with no fine print to study. We offer no monthly minimums, maximums, annual, or retrieval fees on our fee schedules.

  • Latest Technology

    We offer the most dynamic and current merchant processing solutions available, from standard terminals to the most sophisticated software.

    Our team stays on the cutting-edge of industry advancements to offer our members the latest in security and convenience for payment processing, including both terminal and mobile solutions.

  • Low card fraud exposure

    We specialize in keeping our member’s credit card fraud exposure as low as possible. By utilizing the latest security technology in the processing industry, such as the Address Verification System (AVS), we’re able to keep fraudulent chargebacks from cutting into your profit.

    We will provide you with cost savings with no contract required, and if we can’t save you money we will PAY you $1,000 for giving us the opportunity

Text Messaging Marketing

Messaging WINS! SMS text messages have a 99% open rate.


Established in 2011, SENTEXT has grown to become the leading direct sales marketing organization in the US. We send out over 9 million text messages per month to 4 million opt-in subscribers. Join more than 15,000 US businesses and take advantage of our experience with your own dedicated Local Mobile Marketing Consultant to guide you. Together we’ll help you make an instant mobile connection with your audience that generates the results you’re looking for.

These are just a few of our satisfied merchants. Find out why SENTEXT has a 98% merchant retention rate, and a 99% consumer retention rate.

Partners with DCI Solutions:

Our streamlined process is designed to leverage maximum results out of a minimum time investment so you see $10,000 to $100,000 of savings for every 60 minutes of meeting time. By investing less than one hour per week over 3-4 months, your savings will meet or exceed $1,000 x headcount. In our first meeting we will have a report showing many (but not all) your savings opportunities. By the third meeting, many of those savings will be underway and additional savings identified and fine-tuned. We do the work necessary to bring the refunds and savings to you quickly so that many times, all you need is to sign an addendum stating that you accept the new, lower rates. We will also verify that the savings and refunds shown in the report actually materialize. Every savings is measured to the penny, and clearly shown, so you understand and are able to communicate your savings throughout your company.

Affiliated with VC Capital:

We offer the assistance you need to help in all of your financing endeavors. Whether you are consolidating your debt, refinancing a loan, or buying a house, commercial property or a business, we have the expertise to make it a fast, easy, and enjoyable process.